Shahry identifies uses of our app at a level of personally-identifying information. This includes among others your mobile phone number and national personal identifier. This information allows access to your records of applications and transactions carried out on our platform. This information is maintained by Shahry for the purpose of providing our services and remains the property of our platform.
We do not and will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to our employees, contractors, and affiliated organizations, as described above, we disclose potentially personally-identifying and personally-identifying information only when required to do so by law, or when we believe in good faith that disclosure is reasonably necessary to protect our or third parties’ rights, or the public at large.
If you are a registered user of our services and have supplied your contact information, we may occasionally communicate with you to tell you about new features, solicit your feedback, or keep you up to date with what’s going on with our products. We primarily use our blog to communicate this type of information, so we expect to keep this type of communication to a minimum out of respect for you. If you send us a request or communication (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it (without personally identifying information) in order to help us clarify or respond to your request or to help us support other users. We take all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying and personally-identifying information.
We require and collect personally-identifying information for the provision of our payment and installment services to registered users. This information includes among others your name, date of birth, national identification number, address, employment, educational and personal financial data, past and present.
We may disclose part or all of potentially personally-identifying and personally-identifying information only to those of our employees, partners or contractors that (1) need to know that information in order to process it on our behalf or to provide our services, and (2) that have agreed not to disclose it to others. By using our services, you consent to the transfer of such information to these employees, contractors, and affiliates. By using our services, you particularly consent to using and disseminating your non-personally-identifying data for research purposes.
We may also, at our discretion, source complementary personal information through third-party service providers, including but not limited to credit-scoring or collection agencies, as governed by applicable laws. You hereby grant us the right to inquire about your data, including but not limited to financial, residential, educational as well as employment data. You may be asked to provide additional verifications or information at our discretion. You herewith also allow us to verify information in your application, and you agree that we may contact third parties and assign this process of verification to them in order to verify any such information.
Moreover, using our service as part of managing your installment and payment plan, registering and carrying out transactions on our platform requires verification, authentication (of transactions) and uploads that need to access information from your phone, including but not limited to device type, make, model, serial number, phone identifier (IMEI), contacts and their metadata, GPS location and network information including IP address and network access information. The purpose in collecting this information is to ensure compliance with regulations, ensure the security of your account on our platform, and guarantee your payment plan matches your requirements, improve our services to you through research and development. By using our services, you particularly consent to using and disseminating your non-personally-identifying data for research purposes.
When we collect personally-identifying information such as above, this is recorded, encrypted and stored on our servers, and are not available to access by unauthorized entities or persons. We do not disclose such information for rent or other commercial purposes (of advertising), other than under the same circumstances that we use and disclose personally-identifying information, as described above.
From time to time, we may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of our services. We may also disclose personally-identifying information to third-parties in order to be able to provide you with payment and installment plans; lastly, we may provide access to personally-identifying information to partners and government-mandated entities in accordance with applicable laws.